Chris Ragans Jr. is a cornerback for Middle Tennessee State University from Hopkinsville, Kentucky. He attended Clarksville Academy, where he lettered in football and track. During his senior year, Ragans recorded 29 tackles, one sack, an interception, and two forced fumbles on defense while accumulating 800 all-purpose yards. He also played quarterback during the 2023 season, throwing for 364 yards and rushing for 244 yards. Ragans earned first-team all-region defensive honors and second-team all-region offensive recognition his senior year, along with region returner of the year accolades. In 2025, he took a redshirt as a freshman and was named MTSU Defensive Scout Team Player of the Week on October 23.